Asset Finance

An expanding business sometimes needs assets to aid in growth and profitability.  When businesses are looking to purchase equipment or other assets for the business, asset finance could be the solution. There are many options out there.   Using this type of financing means less strain on the company cashflow, which is vital for new businesses.  The lender will require collateral to the value of the loan, or sometimes a personal guarantee. 

In some cases, if a business has existing assets on their balance sheet, these assets can be used as collateral for the required funds.  In essence this is a business loan, that can provide a short-term cash injection when its needed most. Speak to an advisor to find out your eligibility for this type of finance. 

This category of funding may not regulated by the Financial Conduct Authority. We will let you know if this is the case when you first speak with us.

Frequently Asked Questions

Terms vary between lenders but can be tailored to fit most requirements. You may wish to defer some of the repayment to the end of the project, or pay equally across a number of years. In short, let us know what would suit you best and we will work with you to try to accommodate your needs.

Yes this is possible, and may save you money. As with most finance products, some lenders have better early repayment clauses than others. The key thing is to have an understanding of what you expect the future to look like so that the potential early repayment can be factored in to the initial decisions on lender. Of course we don’t always have that crystal ball, but it’s good to consider all eventualities.

Summary of the service you require

  • 020 4525 4876​
  • The Gatehouse, Gatehouse Way Aylesbury Buckinghamshire HP19 8DB
  • Info@amramfinance.com
  • Monday - Friday | 9AM - 5:30PM