Brokers who package properly

Why the company exists

Most property deals that fail to get funded do not fail because they were bad deals. They fail because the case was presented badly: a schedule of works with no contingency, an exit strategy with no evidence behind it, an appraisal whose comparables do not stand up. A lender sees a file like that and declines it in minutes.

Amram Finance exists to stop that happening. We assess a deal honestly before anyone spends money on it, we build the file a lender needs in order to say yes, and we place it with the lenders whose criteria actually fit. Then we manage the valuation, the solicitors and the drawdowns, and we arrange the exit before the term runs out.

What we are, precisely

We are a credit broker, not a lender. We do not lend our own money, we do not approve loans and we do not issue offers. What we do is introduce your case to lenders and negotiate on your behalf — and we are paid a fee, disclosed to you in writing before you commit to anything.

That distinction matters. A lender can only offer you its own products. A broker can tell you when the answer is a different lender, a different structure, or no deal at all.

How we work

We are a small team by design. Your case is handled by the same people from the first conversation through to completion, which is the main reason cases do not get lost in a queue.

We will tell you early if a deal does not stack up. That conversation is less comfortable than taking the case on and hoping, but it is considerably cheaper for you than a declined application after a valuation fee has been paid.